When a friend asks you about your hopes and wishes, don’t just give them the perfunctory answer you always give. This time, think long and hard about what you truly want. There is little chance that it is just more money or a better car. Material possessions are not satisfying you right now because they often bring stress and debt along with them. Take a good long, look at your life and ask yourself what it’s missing. Chances are it isn’t a shiny new gadget.