Going over your budget every once in a while is fine, so don’t beat yourself up if a recent credit card statement has you hyperventilating. After all, you can’t avoid splurging every now and then. Plus, to get a great value, sometimes you have to put out a bit more money. You get what you pay for, after all. Nevertheless, you should still be choosy about what you spend your money on. If you relax your guard too much, you could get taken for a ride.