The more extravagantly you spend right now, the less money you will have later. Your finances are finite, you know. If you want to keep dipping into the money well, you need to keep putting more in there! Saving your money isn’t supposed to be fun, and right now it could hurt just a little bit. But by tightening your belt now, you will be able to loosen up later. You need to learn that delayed gratification can be much sweeter than the immediate kind.